1. How you flex
21: Spending money on alcohol and in clubs
25: Buying small stocks and looking into other investment options
30: Surviving school fees season
2. *Send funds
21. It’s time to disturb my parents again
25. Help! My parents have forsaken me
30. Let me send a little something to my parents
3. Staying in shape
21: I will spend all my money on gym membership
25: I will spend all my money on vitamins and painkillers
30: Fitness is overrated. The only thing that needs to stay in shape is my account balance
4. Changes in lifestyle
21: I can afford to live above my means
25: I can afford to live within my means
30: I can only afford to live below my means
5. How you make decisions
21: I like this thing I don’t really need, I’ll buy it next week
25: I like this thing I don’t really need, I’ll think about it and make a decision
30: I like this thing I don’t really need, I’ll think about it, save for a couple of months, think about it again, and make a decision
6. The things you hold dear
21: I want the world
25: Maybe small house is not bad
30: I just want peace of mind and time with my wife and kids
7. How you react to unplanned expenses
21: “It is what it is”
25: “Why always me?”
30: Break down in tears because what is this life?
8. Your happiness level
21: Depends on the things you can afford
25: Depends on your savings
30: Depends on your wealth portfolio
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